How to Get Long-term Care—Without Pulling Your Family Apart!

January 22, 2024
Hosted by Ron Roel

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Guest Information

Episode Description

When we think about our later years, we know that because we’re living longer these days, we need to create a realistic financial plan for retirement—to make sure we don’t run out of money. But we still have a hard time talking about how to deal with long-term needs, even though the data show that two-thirds of us will need some sort of care after age 65. And we also have trouble facing the fact that adult children often become the caretakers and decision-makers for aging parents—and that a lack of planning can ruin our families. In today’s episode, Carroll Golden, a renowned expert in the field of extended and long-term care planning, offers a pragmatic, but personal and refreshingly accessible approach to this complicated and emotional subject. Carrol, the author of “How Not to Pull Your Family Apart: A Practical Guide to Caregiving and Financial Stability,” will spell out her three-step guide that provides a multi-generational approach to proactive planning, enabling families to gather information, put together a planning process, and structure a care planning team. She’ll unpack the emotional obstacles to effective family communication and present specific financial options to help families sort through the maze of alternatives. Ultimately, Carroll’s goal is to help us avoid the handwringing of uncertainty and live our best possible lives as we age.

45 Forward

Monday at 12 Noon Pacific Time on VoiceAmerica Variety Channel

Thanks to advances in medicine and health, most of us are just at half-life when we reach our mid-40s, with many potentially productive years ahead. But there’s no road map to prepare us for this period. That’s where 45 Forward comes in.

My show provides you with strategies to shift the traditional waiting-for-retirement model to a journey of compelling life chapters. Each show tackles an aspect of health, finance, family and friends, housing, work and personal pursuits as part of an integrated plan. Experts discuss topics like revitalizing relationships, creating mini-retirements, managing the maze of technology, finding your next homestead and caring for aging parents.

The show instills confidence, and hopefully some comfort, amid the stresses permeating today’s society. Fear of the future is not knowing how to prepare for it. 45 Forward does not proffer prefabricated answers, but helps you shape your life amid the daily anxieties of our time.

Ron Roel

I’m a veteran journalist who spent a wide-ranging career covering business, politics and social issues, the last two decades focusing on the blend of diverse life skills I call successful aging.

I have written extensively on aging topics, spoken at conferences, radio and TV shows, and launched several entrepreneurial ventures, discovering along the way that the path to aging well also requires an unexpected entrepreneurial vision. I spent 20 years as a writer and editor at Long Island’s daily newspaper, Newsday, helping to found Act 2, a weekly section for 50-plus readers. I created Roelresources.com, a website offering practical advice and inspirational essays for people ages 40 and above. I have been a volunteer and consultant to AARP Long Island, writing articles, advocating for seniors, and developing action plans for the AARP Age-Friendly Communities initiative.

I am active in programs and organizations that support seniors, such as the National Aging In Place Council and the Senior Umbrella Network. I have developed a special expertise in family caregiving, as one of four brothers who took care of their mother for almost 25 years. I regularly collaborate with many professionals who provide services and support for older Americans, and I am completing a book for caregivers on Long Island, “The Caregiving Navigator/How to Plan, What to do, and Where to Turn When Caring for you Aging Loved Ones. And Yourself,” scheduled for publication in early 2021.

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