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July has always been a pivotal month of the year, the halfway point when we look back at the events of the last six months and look ahead to the potential for the second half. In a way, it’s a snapshot of our theme for 45 Forward—looking forward to the second half of life that (hopefully) will be even better than the first. But as we close the books on the first half of 2022, there are lots of worries about our uncertain future, especially the economy. Inflation is the highest level since 1981; we’re in shock over gas and food prices and supply chain disruptions; the S & P 500 experienced its
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