April is National Financial Literacy Month—for Both Young and Old
April 1, 2024
Hosted by Ron Roel
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Guest Information
Episode Description
It’s been 21 years since the U.S. Senate declared April to be National Financial Literacy Month, and since that time, financial education has become a perennial national issue, especially among young people who need key skills to take control of their money and plan for the future. But the importance of such skills has grown dramatically for older people, too, as they live much longer than previous generations and need to plan for retirement security during rapidly changing economy times. In today’s episode, we lead off Financial Literacy Month with Peter Janowsky, a long-time retirement planning specialist and “holistic financial planner,” who takes a broad conceptual approach, blending the emotional with the fiscal realities of planning. Peter, whose oldest client is 103, will talk about how to plan for “slow aging,” without significant hardships, only to be faced suddenly “very fast aging” requiring substantial financial adjustments. He’ll explain about how to prepare for working effectively with an array of financial, legal and health care professionals. And as the co-founder Project S.A.F.E. (Seniors Against Financial Exploitation), he’ll share strategies for how adult children caring for their parents can guard them against fraud and financial scams.
45 Forward
Monday at 12 Noon Pacific Time on VoiceAmerica Variety Channel
Thanks to advances in medicine and health, most of us are just at half-life when we reach our mid-40s, with many potentially productive years ahead. But there’s no road map to prepare us for this period. That’s where 45 Forward comes in.
My show provides you with strategies to shift the traditional waiting-for-retirement model to a journey of compelling life chapters. Each show tackles an aspect of health, finance, family and friends, housing, work and personal pursuits as part of an integrated plan. Experts discuss topics like revitalizing relationships, creating mini-retirements, managing the maze of technology, finding your next homestead and caring for aging parents.
The show instills confidence, and hopefully some comfort, amid the stresses permeating today’s society. Fear of the future is not knowing how to prepare for it. 45 Forward does not proffer prefabricated answers, but helps you shape your life amid the daily anxieties of our time.
Ron Roel
I’m a veteran journalist who spent a wide-ranging career covering business, politics and social issues, the last two decades focusing on the blend of diverse life skills I call successful aging.
I have written extensively on aging topics, spoken at conferences, radio and TV shows, and launched several entrepreneurial ventures, discovering along the way that the path to aging well also requires an unexpected entrepreneurial vision. I spent 20 years as a writer and editor at Long Island’s daily newspaper, Newsday, helping to found Act 2, a weekly section for 50-plus readers. I created Roelresources.com, a website offering practical advice and inspirational essays for people ages 40 and above. I have been a volunteer and consultant to AARP Long Island, writing articles, advocating for seniors, and developing action plans for the AARP Age-Friendly Communities initiative.
I am active in programs and organizations that support seniors, such as the National Aging In Place Council and the Senior Umbrella Network. I have developed a special expertise in family caregiving, as one of four brothers who took care of their mother for almost 25 years. I regularly collaborate with many professionals who provide services and support for older Americans, and I am completing a book for caregivers on Long Island, “The Caregiving Navigator/How to Plan, What to do, and Where to Turn When Caring for you Aging Loved Ones. And Yourself,” scheduled for publication in early 2021.
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