Debbie’s background in project management and strategic planning, as well as her experience in cash flow management, greatly enhances her clients’ potential for financial success. Debbie believes that personal cash flow management is a critical, and often missing, piece of traditional financial planning. In 1998, after nearly 20 years working as a manager of Trust Banking Operations, Debbie moved to Charlotte to be closer to her now grown sons and their families. Debbie used the skills she had learned in financial services to begin her career as an independent investment advisor with a Charlotte-based firm. She soon realized that many women view financial management differently than men do, and decided to start her own company. In 2002, Debbie founded Money Counts. She chose not to focus on a one-size-fits-all style of advising. Instead, Debbie wanted to counsel clients on their individual needs and circumstances. In 2011, Money Counts became an affiliate of Summit Brokerage, a broker/dealer which nurtured her desire for a more personalized view of advising. Money Counts is an independent firm where clients can expect help building a customized plan for their specific financial situation rather than a cookie-cutter model which may not take into consideration the specific goals of each client. Debbie believes that managing personal cash flow, particularly during major transitions in life, can produce better results than simply choosing the best investments.